Flexible

Payment

Solutions

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How It Works

Life doesn't wait for payday, and neither should you

Instant Access

Cover Essentials Now, Pay Later

Rethink credit decisioning

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Where You Can Use Cosgn Pay

Fuel, Rent, Travel, Ride-Sharing, Healthcare and more

Grow Your Spending Power Up To $40,000

How Cosgn Pay Works
1

Choose Your Plan

Select from Starter, Builder, or Advance membership

2

Pay Setup Fee

One-time payment with no credit checks

3

Start Spending

Pay a small copay, we cover the rest

Membership Plans

Simple Pricing That Fits Your Lifestyle

Starter

$29.00/week

Perfect for essential needs

$1,000 initial credit limit
90% copay per transaction
$100 company copay cap per purchase
Choose Starter

your
question
answered

How do I get started with Cosgn Pay?

Simply select your plan (Starter, Builder, or Advance), pay the one-time setup fee, and begin using your spending limit immediatelyno credit checks required.

Where can I use Cosgn Pay?

Cosgn Pay is accepted at participating gas stations, travel providers, restaurants, healthcare providers, and more. Check our app for the full list of supported merchants.

Can my credit limit increase?

Yes! Your credit limit grows over time based on consistent use and timely membership payments—up to $10,000 for Advance members.

Ready to Start?

Get Instant Spending Power

Join thousands who are managing life's essentials without financial stress.

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